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Book train tickets using SBI Debit card

If you are in possession of a State Bank Group ATM cum Debit card (Maestro card), you can do a whole lot more than just take money from the ATM. But note that unlike Master Card which needs to be verified using a Master Card Security code, you cannot verify your Maestro Card. Instead, you’ll be using your ATM card PIN number as a security code. One such implementation where you can use your PIN number to transact online using your State Bank ATM cum Debit card is while booking your train tickets at IRCTC.

IRCTC now provides a convenient option to book your Train tickets using State Bank ATM cum Debit card (Issued by SBI or its Associate Banks like SBH, SBM etc).

How to Book your ticket

Just proceed as you would normally do if you were booking through a credit card or Netbanking untill the selection of payment option comes (that is, login to your IRCTC account, choose your train, enter passenger details and berth preference if required and then click on Go and then in the next screen click on Make payment).

In the payment options, look for payments via ATM cum Debit card, then select State Bank ATM cum Debit card. You’ll be taken to an external page where you’ll be required to enter your Card number, expiration date (valid till mm/yy), Name and the PIN number of your ATM Debit card (from April 2012, RBI requires you to enter an additional password, called State Bank 3D secure code or a OTP to finalize your payment)

Enter all of them as you see on the card and then click Pay. After your transaction is successfully completed, you’ll be taken back to IRCTC website where you can download the e ticket (if this is the case) or just a receipt of your payment, if you chose i ticket.

Note: The external page is where you will enter your card PIN is encrypted and hence your PIN number will be safe.

Note: Since using an ATM cum Debit card is the same as using your Net Banking account associated with that card, it is recommended that you use Net banking instead of booking through ATM cum Debit card if you have Net banking enabled.

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30 comments

  1. DEAR SIR,
    I AM SBI CUM DEBIT CARD HOLDER
    SBI ATM CUM DEBIT CARD NOT SEEN IN THE BANKERS LIST,
    PL LET US KNOW HOW WE CAN RESERVE TICKET

  2. in through irctc account Rly etkt not able to book due to option not available in my account for SBI Debit Card with PIN. please help me. customer care ph always busy, not responding at all. awaiting your reply.

  3. Dear Sir,
    I book train tickets through my SBI ATM debit card. pl help me.
    THANKS

  4. Aaj ki bat kuch nahi he

  5. i have tried to book irctc raillways tickets ,but i entered the sbh debit card details then error msg shows ” bing range not enabled “, plese give me solution for this.

  6. My SBI debit maestro card does not have expiry date printed over it……can i still use it to get tickets….if yes please guide…
    Thankyou

  7. I have tried to book railway ticket but when i entered the debit card details then the error arises “bing range not enabled” please give me solution for this. It is urgent.

  8. Dear Sir,
    I book train tickets through my SBI ATM debit card. pl help me.

  9. Dear All,

    I have booked ticket on 4th April 2015 successfully using Debit Card Payment option.
    Select “Debit Card” option from the top.
    Then select “State bank of India” from the dropdown list.
    It will ask below details. please fill up and continue. It will successfully debit your account and book the ticket.

    Card number – Enter all 16 digit of debit card number.
    Name: Enter full name exactly how it displayed on your debit card
    Expired through: Enter the date from your Debit Card
    PIN: Enter ATM Pin number

    Click Continue

  10. Booking IRCTC train tickets from sbi atm card.

  11. No such option appears….only net banking.

  12. When I book train ticket through my SBI ATM Debit card it says please enter valid card number, please help me out

  13. Dear Sir,
    I book train tickets through my SBI ATM debit card. pl help me.

  14. When I book train ticket through my SBI ATM Debit card it says please enter valid card number, please help me out

  15. Fatima Anwar Saboonwala

    I tried to book ticket online from irctc, but while making payment through sbh is not accepting.please let me known how can i book my train ticket. If you r not accepting sbh atm cum debit card do make it possible from next time.

  16. i tried to book my train ticket at irctc i find that sbi atm cum debit card payment mode is not
    appearing and was suggested that payment under ref no.xyz was not authorised by your bankers pls advise me

  17. simple but difficult

  18. Dear Sir,
    While i tried to book my train ticket at irctc online, I find SBI ATM CUM DEBIT CARD payment mode is not appearing in the bankers list. Please let me know how can I book my ticket?

  19. To use SBI ATM cum Debit card to make payment for IRCTC tickets there is a TAB on top of payment option page stating “DEBIT CARD” . Click on the same and in that page you will find the option to make payment through SBI ATM CUM DEBIT CARD . and other TM cards as well

  20. How to book ticket debit card

  21. Sanjib kumar Misra

    I shall be glad to to be mailed whether SBI ATM CUM DEBIT CARD is valid for purchase
    of e-ticket{Railway) through IRCTC

    Regards,

    S.k.Misra

  22. I tried to book my train ticket at irctc i find that S B I atm cum debit card payment mode is not appearing and was suggested that pament for transaction under reference no 0281739107 was not authorised by your bankers hence we are not in position to procesa the booking please advise me

  23. DR RAHUL KUMAR SRIVASTAVA

    From August 2010, SBI Debit card is not accepted by ITCTC for booking e- tickets. In payment section the browser auto directed to internet banking of SBI.

    Kindly help me how I can book my ticket through SBI debit card.

  24. DEAR SIR,
    I AM SBI CUM DEBIT CARD HOLDER
    SBI ATM CUM DEBIT CARD NOT SEEN IN THE BANKERS LIST,
    PL LET US KNOW HOW WE CAN RESERVE TICKET

    • Dear Sir,
      While i tried to book my train ticket at irctc online, I find SBI ATM CUM DEBIT CARD payment mode is not appearing in the bankers list. Please let me know how can I book my ticket?

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