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LIC children plans – Child Career plan

LIC Child career plan– As the name suggests, this plan is specially designed to meet the growing needs of a child’s education and career henceforth.

This plan can be adopted right from the birth of your child, that is from ‘zero’ years (last birthday) and the maximum entry age into this plan is 12 years. So one can understand that the best fruits of this policy may be obtained in the education times of your child. The maximum maturity age in this plan is 27 years, provided you enter into this policy at ‘zero’ years. So the policy term of this plan will be ranging from 11 years to 27 years.

The minimum and maximum sum assured are 1 lac and 1 crore rupees respectively.

You have the option to pay the premium on a yearly basis, half-yearly basis, quarterly basis or on a monthly basis. If you choose to pay the premium on a yearly basis, you get 2% rebate on tabulated premium amount and 1% premium rebate on tabulated premium if you pay half-yearly. No rebate will be applicable, however if you choose to pay on a monthly basis.

You will have the option to choose the Sum Assured value, Maturity Age, Policy term and mode of payment provided they are withilic-children-plansn the limits of the plan.

Simple reversionary bonus will be payable to you on yearly basis which will be declared by the corporation for every thousand of the Sum Assured value.

There is an attractive survival benefit too which pays, 30% of the Sum assured along with vested Bonuses if the life assured survives until 5 years before the policy expiry term.

If LA survives from 4 to 1 years before the end of the policy term, 15% of the Sum Assured will be payable.

Sadly, if the death of LA occurs with in the policy term and before the date of expiration, Sum assured along with vested reversionary bonus and final bonus (different from reversionary bonus) will be payable.

If the death occurs, with in 5 years before the date of policy expiration, Sum assured will be payable along with the Additional bonus.

Update: LIC Child Career plan is just one among the many Children policies offered by LIC of India. Apart from this, LIC also has various plans such as Komal Jeevan, Jeevan Ankur, Jeevan Kishor, Jeevan Chhaya, Marriage Endowment etc. Each plan has its own benefits and will suit a child at a particular stage in their life. For personalized advice on which policy to prefer for your child, please contact any LIC agent or use the above contact form describing your requirements.

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147 comments

  1. I’m looking my son child plan for his education. Now he is 18 month old & i can give 2000 per month. I want to maturity period 15-20 lakhs After 18 years. So suggest my best child plan.

  2. Don’t understand why people are asking questions one after other here, when not a single soul is ready to respond.
    Simply contact any Lic Advisor/Agent who will give enough information. Nobody is bothered to provide info here. Simply waste of your time.

    • Actually, I ought to reply to these comments here. I tried before, but then, the same questions would get repeated again; and again. There’s plenty of information already on the internet for people to research themselves. If they don’t have time for that, then yes, a call to a good advisor would surely help.

  3. ONE OR TWO BEST POLICIES PLAN FOR MY 14 YEAR OLD SON & 6YEAR OLD DAUGHTER.

  4. I have 11 month old baby. I want a good educational plan for her. Please suggest so that i get 50 lakhs for her at the age of 18.

  5. Hi

    I am looking a best educational plan for my kid who is just 3yrs old.

    Please suggest me.

  6. Tell me the best one child education plan I’m having one month old baby boy..

  7. Child Right Movement

    This is really important to make Good child education planning so that you have adequate money and at the right time. Child education is really important and every children should get education so that they can have better opportunity and can get better life standard.

  8. I forgot to mention if there is any one plan that can fulfill both educational and marriage plan requirements. That can also be considered.

    Thanks

  9. Hi All

    I am looking for an education plan and a marriage plan for my niece of 5+ years of age. Please tell me the best LIC plans. The duration i am looking for education plan is 12years and 20 years for marriage. Any response is appreciated.

    Thanks in advance.
    Arti Sood

  10. Better policy for my child who s studying in 3rd standard.

  11. I have a 7 year old child who is studying in 3rd standard. Pls let me know the best educational
    policy which can be payable monthly, quarterly or yearly & the benefits. Pls inform me.

  12. I want to save some money for my twin daughters (daughter 2 years old) for her future I can pay each Rs 1000 pm pls tell me the best policy for her future.

  13. pls send me all the detailed plans of children education

  14. parameswaran P.R

    I am a pensioner of 67years & i want to support my aged 1yr grandson’s education please send me best suitable plan details thanks

  15. For all children policy we will give best services for your door to door. If you want more details please contact me

    Thanks!

    Nagendra
    LIC Adviser Bangalore

  16. Suggest me the plan for my child who is right now at the age of 6 years i want to know for 10 years plan.

  17. please suggest some good insurance plan for girl child aged 8 years. mark the best plan available across all companies.
    Dr. manoj

  18. please tell best child plan in LIC i plan around 300000 plan my child age is 18 months

  19. i wanna a best child education plan

  20. Please suggest me the child education plan for my son of age 7 years and my age is 45. I want to insured for 3 lakh.

  21. please send a good Fixed Deposit plan for my 1 year son for his education and i m 30 years old i wants to make LIC policy for my future plan please reply.

  22. Dear Sir!
    Plz guid me , I have made Child Career plan (184)for my male child whose DOB is 20/05/2000 on 23/03/2007 premium Rs.6829 half yearly. Now due to some financial reasons i want to do close this policy. plz guide me :

    1. how much money i will get as refund ?
    2. If i close it on 23/03/2012 how much i will get. I m not able to understand the policy language as FAB wasted bonus sum assured itc.

    waiting for your kind reply by mail.
    Thanks with regards

  23. DR.SAUMYAJIT DATTA

    IS CHILD CAREER PLAN 184 UNIT LINKED?

  24. i want LIC child career plans.per year 72000 premium

  25. Please send me LIC Children’s Plan with low premium cost.

  26. tell me about children education plan for my 2 years old son soon
    8090500977

  27. My son studying class 2 aged 8 yrs. and for him please suggest me the best child plan for his higher education .. as well as his future.

  28. I want to have educational policy for my daughter aged nearly three years. I am ready to save 700-800 p.m for this purpose kindly advise which policy is beneficial for us in the long run.

  29. My son is 6 months old. Pls tell me a good policy for my child’s education and future. i can able to give only Rs.500 . per monthly premium. Awaiting for your immediate reply

  30. I am looking for child career plan .I can pay annual amount of Rs.40,000 per year. please work it out and send me back.

  31. Subhendu Prakash Das

    Send me details about my 37 days old daughter, for her future education , marriage and money back policy from L.I.C. India

  32. My daughter is 6 years old. Pls tell me a good policy for my child’s education and future. i can able to give only Rs.500 . per monthly premium. Awaiting for your immediate reply

  33. what will be the returns of following policy detail of my child
    table& term/ premium paying term are
    184 21 16

    HYly premium is 6264/- including PWB of proposer

    sum assured is 200000

    my basic question is iam paying =6264*2*16 yrs is around 2,00,448

    i will get

    5 th year 30% of sum assured +VESTED BONUS
    4 15% of SA
    3 15% of SA
    2 15% of SA
    1 15% of SA
    expiry 15% of SA + final additional bonus

    what will be the tentative amount of this VESTED BONUS at that time
    what will be the tentative amount of this FINAL ADDITIONAL BONUS at that time

    also there also one date after 7 years from the expiry date that is “date of expiry of extended term”
    what do u mean by that “date of expiry of extended term” what is the benefit of this ?

  34. I am looking for a policy which should benefit my baby at the time of him/her education and marriage. Kindly suggest the best LIC policy which suits the above request. I can either pay yearly / one time payment. Due date for pregnancy mid October.
    Thanks in Advance.
    Regards
    Sanky.

  35. Hello,
    I am a NRI residing in Dubai and a father of 4 yrs boy. I am looking for a plan that suits for my son’s education and should be also covered with a health insurance which will be benefited for present and future of my son. I am looking for a premium that i can pay by money transfer from Dubai and the statement should be delivered in India to my address in (Ottapalam) Kerala. Kindly send me a reply on the above email with all details how and where to apply from abroad,and how to pay the premium etc.. and what are the documents required.
    with best regards,
    Susheel

  36. Hi,

    Please refer any policy for my 1 year 5 month old daughter,which helps for her eductaion when she is 17 years,We can invest 1 lakh per year.

  37. I want a best child education plan for my kid (2 year old) for his MBBS education. My investment is Rs. 25000/- pa, pls suggest which is the best education policy.

  38. k. arunakumargupta

    sir, please tell me the best policy to my female child aged 1year 8 months. and also tell how it differ from other policy.
    my annual income nearly 3,00,000 and varies the with business.

  39. I wanna invest for my girl’s future.So better invest in L.I.C of india please tell me which plan suits for my girl baby..she is just 1 month old…i planned for her future..guide me pls

  40. PLEASE SEND ME CHILD PLAN DAUGHTER MARRIAGE FOR REQUIRED. DAUGHTER 4 YEARS OLD. I CAN PAY RS. 500 MONTHLY OR LOW PREMIUM .14 YEARS NEXT REQUIRED.

  41. hi im single mother i wanted child plan my daughter 2.7 years old so give me d best plan

  42. hai my daughter is 1 years 7 month so please you tell me for best plan on lower premium,kindly send me the details of LIC children education plan and similar plan

    my annual salary 5,00,000 thank you

  43. hello sir please send me a best child plan scheme .

  44. i’m searching a education cum health plan for my baby who is the two months old kindly send me details of the best policy for me which in i can pay quarterly and yearly. thanks

  45. MOHAMMED SALEH

    please i want to know for my child son education policy and my retirement policy which the best policy for me and son. my son is now 4 months only, and i am working in oman.

  46. Please send me different LIC Children’s Plan

  47. Hi, i am looking for a Child plan for my son who is 4 years old.. I am looking for a plan which could provide 15,00,000/- at the time of maturity at the age of 20 yrs. kindly suggest me a plan for the same. The money is to be used for his education. and please inform me how much i have to pay monthly or yearly basis.

    Thanks in advance.
    Usha.V

  48. Hi,my son is 9+ years old & want a educational policy @ 25000/year. plz suggest me a better LIC plan.

  49. hi !
    I have two boys with there ages being 4 yrs and 3 months ……please advice on which education policy will suit me .

  50. want to open a policy for my child who is 10 yrs for his education. suggest the best policy…..

  51. i am take policy for children plan tell me benefit after maturity i pay 10,000 yearly

    kuljit singh 9855517025
    jalandhar

  52. PL send me children’s education policy plans , my is 3 years date of birth 28-jun-2009
    My age is 34 years , tell me best policy for my child .

  53. Indira Gudavalli

    Hi,
    I have a month old boy baby..i would like to pay Rs 10,000 per month for his policy..please let me know which policy would suit better for my budget..also kindly let me know how much he would get with that at the end of the policy…

    Thanks in advance
    Indira Gudavalli

  54. My son studying class VI aged 11 yrs. and for him please suggest me the best child plan for his higher education .. as well as his future.

  55. hi, i am looking for a Child plan for my son who is less than 1 year old. My family annual income is around 1200000/-. I am looking for a plan which could provide 15,00,000/- at the time of maturity at the age of 20 yrs. kindly suggest me a plan for the same. The money is to be used for his education .

    • I want a child career, future place for my son age of 6 years against the name of my wife her age is 34 years upto the age of child 18 years kindly suggest I can pay premium annualy Rs.25000 to 30000.

  56. Hi

    My daughter is 8 years old, please suggest which policy should I take. Maximum premium per annum should be not more than 40,000/-

    Thanks

    Chorol

  57. please send me best education plan for my 2 year son

    seema verma

  58. send me a best education plan for my child she is just 3mmonths

  59. Please suggest me a best child education plan, my baby is 3.5 years old. Thanks. Right now I have LIC policy also.

    Regards,
    Ani

  60. i was blessed with a girl child on 11/11/2006. i want to take a lic policy for her future. pls send me some details abt child education and marriage policy. i will save 10000 per month.

  61. Please send me LIC Children’s plan

  62. I have a child having 6 years. I want to know about the education plan of LIC of India having good schemes. I am willing to pay around Rs. within 10000/- ( Ten thousand per month). Please send me the details of the plan.

    With warm regrds

    Resmi

  63. Abhay Pandharkar

    Please suggest me a plan for my son’s educational carrer. My annual income is 300000.My son is 2 years and 7 months old. I want a policy for 15 to 20 years. I want a sum between 15 to 20 laks at the end of maturity. thanks expecting a quick and positive reply

  64. Please suggest me a best child education plan, my baby is 2 years old. Thanks

  65. ASHISH RANJAN PANDA

    hi.
    i am ashish ranjan panda .
    please send me children education fixed deposit plan.

  66. i have a child of five years, please send me the best child education plan for my son born on 20-03-2006. I will pay 20000/- yearly.

  67. sir i want to best child education plan for my 6 years daughter. plz suggest me

  68. Hemanga Ranjan Sahu

    Please send me the details aspl my son age is now 1 month

  69. Please send me the details , about Children future Education plan schemes ASAP .My kid is 5 years old.

  70. sir I want to save(children education plan what is the process of this plan ) some money for child from birth of child for her future I can pay Rs 1000 pm.

    With Best Regards
    Mob-8010471314

    • Amar Desai panaji Goa Branch

      Be insuring children we must take suficient on Self Life.

      For Childrens there 2 types
      1st – For the Chrildrens (policy on the name of father or mother)

      2nd -of the childrens ( policy on the name childrens )

      As your child is Son you may take CHILD CAREER PLAN or KOMAL JEEVAN
      Along with your Insurance.

      My name is Amar Desai
      Panaji Goa
      Contact no. 09049468456

  71. sir I want to save(children education plan what is the process of this plan ) some money for my Son( Son 5 years old) for her future I can pay Rs 1000 pm.

    With Best Regards
    Mob-8860609112

    • kishore kumar swarnakar

      I want to invest 12000/m for my 28 days girl child. Please let ne know about yor best education policy, in detail.

  72. Sir, I want good plan for our daughter (5year old) for her education and marriage.

  73. Please provide the benefits of LIC child plan……..
    Now my baby(son) is 1 months old…which is the best plan to go forward?

    regards
    amar patil
    9373417407
    9372522451

  74. purna chandra prdhan

    sir I want to save some money for my daughters ( daughter 5 years old) for her future I can pay Rs 1000 pm. My age is 27 years and pension plans

    PURNA CHANDRA PRADHAN
    RISHIKESH/BERHAMPUR
    MOB NO. 9027785417

  75. LAWRENCE DEBASISH

    Hi,
    Sir I want to save some money for my daughter(1.4months)for her future studies plz sugest me a education plan at lowest premium.

  76. hi ,
    sir I want to save some money for my daughter ( 2years old) for her future studies.
    plz sugest me a education plan at lowest premium
    thank u

  77. hi my child is of 4months and i want to know about the suitable educational plan. please send me the details…………..my contact no.is 8090401490

  78. kindly tell me if i take single premium plan for 10 year to my son age is 8years.how much premium will i pay and how will get money on maturity?

  79. Hi,

    I wanted to know the details of children education plan. please send me the details to my mail ID or call back to 919663978181

    Thanks & regards,
    Rajkumar.

  80. Meri ek Gudia hai. main chahta hu ke main usse achi education du. or uski achi se shaadi be karu. main ek government servant hu. Iske liye main kya karu. Please suggest me.

  81. kindly suggest me some good child education plan in LIC with tax free for my 10 month old baby. i want to invest rs 1 lac . how much money he will get at the age of 25 yrs.

  82. i want lic good plan for age of 11 or children,s good plan

  83. can you pls suggest me a good Child policy for my 11months baby boy. can pay premium upto 1 lac/annum.

  84. hi,
    i had got blessed wth baby girl on 2nd dec.2010. now i want to secure her future & my own risk with one policy i.e i need money back starts from 2025 and after every 5 yrs and will also cover my life till (under 149) 2040-45.
    able to pay max. premium – 25000/PA

    please suggest.

    • Hi Sushil,

      I’ll send you an illustration for LIC education policy. Please send me an email mentioning your and your child’s date of birth at pradeep11285 at gmail.com. You can also call me on below mentioned no.

      Best Regards,
      Pradeep, 9491871083

  85. Sir, i have 2 children in 3years and 6 months. I want a best lic plan for support him study and during marriage (RS 10,00,000) so please tell me which plan is best for me. And how much premium i want to pay per annum.

  86. Hello, I have two children my son 10years old he is studies 5th,and my daughter 6years old she is studies 1st, when my son attend the college that time i need money,please send me which the best policy and details, thank you.

  87. Please suggest a good LIC child education plan at one time investment with a tenure of 21 years and a good child LIC plan with a low yearly premium of 21 years.

  88. I have two childerns. 1). studies in class fifth and 2). studies in class tenth. Please send me plans for education/ career through LIC.

  89. which is the best plan for the 20 month older son with low premium cost ?

  90. MOHAMMED WALIUDDIN

    hello, i would like to apply LIC Children Education Ploicy. my daughter born on 2007 so i want to apply that policy so please send me all detail means monthly half yearly and yearly packages and how much i pay thank you

    • I would like to apply LIC Children Education Policy for my year 2007 born son so i want to apply that policy with low premium cost so please send me all detail i.e. monthly, half yearly and yearly packages

      Thank you
      Sandip
      9769575965

  91. sir,

    my son born on 17th dec.2009 in this case i would like to no that which is the best child with low premium plan
    & how much premium should be paid each month & duration for LIC

    thanks

    • as per your need your child Jeevan anurag is the low premium plan & 1000/- per month u can paid & minimum paid 18 years.

      Thanks

      Swapan Kumar Roy
      lic Agent
      M. No. 9162475048

  92. My child is 6 month old. I want to invest in a perfect plan for my kid. Ican invest Rs.1,00,000. After 20 yrs i should get Rs.5,00,000.Can u tell me which policy gives this benefit…??

  93. Ashok Kumar Chaturvedi

    I have two childerns. 1. studies in class sixth and 2. studies in class eleventh. Please send me plans for education/ career through LIC.
    ashok kumar chaturvedi
    08126762721

  94. send me best child plan for my newphew. He is 10 years old.
    We want money for his Education. I want to invest 1/2 lakhs at a time.

  95. Dear Sir,
    Please send me best children plan for my son. My son date of birth 14.09.09.
    We want more money for son Education & Marriage.
    with regards.
    Anil Kumar

  96. plz send me lic’s children career, marriage and education plans for my 2 months female baby.

  97. sir,
    my son is in 4th std: i want to invest the money once and want toget after 8 years,send me the best education plan,

  98. sir’,ihave a female child at age of 6years i want deposit some amount for my child tell me want plan i am invest for fututre

  99. Hi ! I am searching a good plan for baby girl. If u have any idea please suggest me.
    pls send me the children plan for 10th months child with low premium

  100. Dear sir, I want to know about child future plan for 5 and 6 years child all details like period i want to do fixed deposit one time and will collect money after 15years, so please send me details to my mail id “sudhakar_dba13@yahoo.co.in…THANKS.

  101. Please provide the benefits of LIC child plan……..
    Now my baby is 2 months old…which is the best plan to go forward???

  102. Dear sir, I want to know about child future plan all details like period i want to do fixed deposit for long period, so please send me details THANKS.

  103. hi i want to know about child plans i have two children ahad and sahil if you have any plans of child so plz contact me as soon as possiible.

  104. hi i want to know child plans for my sons my one son old 1 month and my second son old 4 year

  105. Hi,
    have a 8year boy,4year girl(my age 32) and i want the best child plan for her future.so please inform me as soon as possible.

  106. Hi i want to the policy of ur bank for my sis daughter plz can u help me out with less monthly payments so that it useful to her in her future for her marriage or education.

  107. Hi,
    have a 5 ,months baby and i want the best child plan for her future.so please inform me as soon as possible.

  108. i have a 5 ,months baby and i want the best child plan for her future.so please inform me as soon as possible.

    • sandeep savant

      Pls. tell me the best plan for my 1 years old son & also retirement plan for me & my total annual income of each is Rs.1,20,000
      Please send me LIC Children’s Plan with low premium cost.

      • Hi Sandeep,

        Please share your child age and your age with me so I can suggest you the best plan as per your situation.

        If your child is below 3 years of age then I would suggest Child Careert Plan or Jeevan Kishor Plan from LIC for your child.

        If child is above 3 years then I would like to have a discussion with you.

        For the retirement plan I would like to have a discussion with you to understand your Requirements, lifestyle and Responsibilities.

        So either call me or drop me a mail for the same.

        regards
        Pradeep Kumar

    • Hi Poonam,

      Pls share your email Id or phone no. with me? Also share your and your baby’s date of birth. The information will help me preparing illustration for you for some good LIC child plans.
      Also let me know the premium you can afford to pay on monthly/quarterly/half yearly or annual basis.

      Best Regards,
      Kumar

  109. Pl. tell me the best plan for my 2 years old son & also retirement plan for me & my husband as our total annual income of each is Rs. 200000

    • Hi Satwinder,

      Before suggesting any plan I would like to discuss with you for which purpuse you are looking the plan for your child. Whether it is for Marrige Purpuse, Education Purpose, Insurance Safety Purpose etc..

      For Discussion I am available at +91-9910035458.

      For the retirement plan I would like to have a discussion with you to understand your Requirements, lifestyle and Responsibilities.

      So either call me or drop me a mail for the same.

      regards
      Pradeep Kumar

  110. Please send me LIC Children’s Plan with low premium cost.

  111. please send me a education plan best suited for my 2 yrs. boy.

    • i want to set aside few lacs till my boy reaches 16+. upto 16, i would be able to manage his edu. costs. the set aside amount i want to utilise in his higher/specialised courses..

      • yes sir am vijay form lic which type plan u need how much amount save monthly we have more plans of ur kids pls tell me ur & ur son date of birth am get back mail just call me 9988222260 9316222260

        • my son is 3 years 6 month so please you tell me for best plan on lower premium,

          B.O.D. 07/12/2006

          my annual salary 1,00,000.

      • Hi poonam,

        Can you pls share your email Id or phone no. with me? Alternatively, you can also send me a test mail on pradeep11285[at]gmail.com. Please mention your date of birth, your child’s date of birth and the premium you can afford to pay towards your Child. I’ll prepare and send a detailed illustration after getting the above mentioned information.

        Best regards,
        Pradeep Gupta

  112. PL send me children’s education policy plans.

    • sushil kumar upadhyay

      PL send me children’s education policy plans.

      • Hi Sushil,

        I’ll send you an illustration for LIC education policy. Please send me an email mentioning your and your child’s date of birth at pradeep11285 at gmail.com

        Best Regards,
        Pradeep
        9491871083

  113. Hi,

    Send me a mail at pradeep11285 at gmail.com to know more about Child Career Plan (or any other policy). I’ll illustrate the policy with the help of an easy to understand illustration. Alternatively, you can also reach me on 09491871083.

    Best Regards,
    Pradeep Gupta

  114. Hi, For any LIC Policy you all can contact me . I’ll help you in choosing a policy which suits you the best. In order to avoid any ambiguity, I backup each policy by giving proper illustrations.

    Best Regards,

    Pradeep Gupta (9491871083)

  115. kindly send me the details of LIC childre education plan and similar plan for my 10 yr old boy.

    • Hi ! I am searching a good plan for baby girl. If u have any idea please suggest me.

    • Hi All,

      I request you to leave your email Id and Phone no. (preferred). This will help in sending you the illustration you all are looking for.

      Best Regards,
      Pradeep gupta
      9491871083

  116. pls send me the children plan for 1 and 1/2  yares child 

    • sir I want to save some money for my daughters ( daughter 2years old) for her future I can pay Rs 1000 pm My age is 53 years and I am getting pension

      RPSINGH
      PAIHANKOT
      09888383790

  117. Please send me LIC Children’s Plan with low premium cost.

  118. Please send me LIC Children’s Plan

  119. send me plan for career plan

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