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Auto Aggressive Choice, Moderate & Conservative NPS scheme preferences

There are basically three different auto scheme preferences that you can chose from under a Pension Fund Manager (PFM). They are Conservative Auto choice, Moderate auto choice and Aggressive auto choice. The names are self indicative of the jobs each one of the scheme is intended to perform. However, I will still throw some light on each one of them …

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NPS Tier 2 online account opening form and Process

Bank FD’s have always been the go-to investment option for majority of Indians till date. But thanks to the recent demonetization all banks are flush with heavy money and hence have significantly cut their deposit rates. Where one was getting Rs.10000 (pre-tax) for every Rs.1 lakh deposited for a year a few years ago, the return now is hardly Rs.7000. …

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Failed ATM transaction but money debited?

ICICI BANK ATM

You might have come across this situation at some point of time. You visit an ATM to withdraw money, swipe your card, enter the pin and amount but the ATM throws up some error and doesn’t let out any money. And to your dismay, you receive message on your mobile that the money has been debited from your account for …

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Converting existing bank account to Pradhan Mantri Jan Dhan Account?

Jan Dhan account

I’m hearing this a lot these days. People coming and asking to convert their existing account to Pradhan Mantri Jan Dhan account aka PMJDY. And some ask to link their existing account to Jan Dhan account. All this, I suppose, is a result of ill advertising by the Government. The Advertisement always flashes the benefits of the yojana but never …

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Airtel roaming in Maharashtra; Calls, SMS & Data

airtel roaming in maharashtra

If you have recently moved to Maharashtra, either temporarily or permanently, and use Airtel services, these are the things you should be knowing. For the sake of this post, when ever Maharashtra is mentioned, it is to be taken excluding Mumbai, since Mumbai is a different telecom circle. Voice Calls while Roaming Airtel has very vast network coverage in Maharashtra. …

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Why do people vote for BJP (or even Congress)?

Modi

I have a very simple theory. I will never vote for a party that doesn’t come out to show its ‘source of funds’ to public and that which doesn’t stop giving tickets to candidates with criminal records. No matter who comes and screams ‘our development model’ or ‘Har hath shakti’, I will just not listen to them until the first …

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